7 Ways To Save Money On Your Monthly Expenses "Credit News 24" | Credit News 24

7 Ways To Save Money On Your Monthly Expenses "Credit News 24"

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7 Ways To Save Money On Your Monthly Expenses "Credit News 24"

Well, I won’t be wrong in saying that one of the greatest challenges in personal finance is finding out the ways in which you can spend less money. One of the best and tangible ways of doing this is to save money on your monthly expenses. 

Even though some of your bills seem small and insignificant on their own, but cumulatively the effect can be massive and worst of all it can become a leading reason for a huge drain on your resources.

In order to cut down the damage caused on a monthly basis, most of the people look for varied easy to implement & effective methods in which they can cut their expenses. So, I am going to discuss top 7 ways to save on your monthly expenses. 

Try Using Public Transportation


When you use public transportation, you get to save a significant amount of gas, petrol, diesel, and maintenance over time. 

Remember each time you are leaving your car behind, you are saving money. I have tried this strategy of using public transportation myself and trust me it really helped me save money. 

Sell Unwanted Stuff


You must be having stuff in your home you don’t use often. Selling all that stuff on eBay can be a smart way to earn some quick money

You can use this money to pay off your debt and get rid of it once and for all. I have also sold some of my stuff, that includes selling off my Cricket Gear when my debt really got unmanageable. 

Installing A Programmable Thermostat


Using a programmable thermostat, you can easily program both the heating and cooling of your home, even when you are not at home or when you are asleep, thus saving on heating and cooling bills. Setting it to cool or heat before arriving home from work will surely come handy.


Go For CFLs And LED Bulbs


Incandescent bulbs are history, LEDs (light-emitting diode) and CFLs (compact fluorescent light) are the new trends in lighting. Update your house’s light bulbs and switch to LEDs and CFLs. 

The best thing about them is that they are four times more energy efficient than incandescent bulbs and most importantly lasts longer. Make sure you consider Lumens Number when you are comparing the bulbs. Lumens will tell you the actual light emitted by the bulb. 

Benefits of CFL –


  • Save Energy – CFLs are four times more energy efficient as compared to incandescent bulbs. This means that these bulbs use 50 to 80 percent less energy. 
  • Cost Element – Yes, initially it will cost you more, but it will prove less expensive in the longer run. The main reason behind this is that CFLs last longer. 
  • Environment-Friendly – Using CFLs also cut down carbon monoxide emission to the atmosphere by 1,000 pounds. 

Benefits of LEDs –


  • Longevity – LEDs are known to have impressive operational life i.e. 100.000 hours. 
  • Energy Efficiency – Consuming 80% less power as compared to incandescent bulbs, LEDs are highly energy efficient. 
  • Longevity – A LED light can last up to 7 years. 
  • Safety – There is no heat produced by LEDs but on the other hand incandescent bulbs heat up and they are not comfortable to hold. 

Cancel All Your Club Memberships


You might be having gym membership and a local club membership. Ask yourself, how often do you use these memberships? 

I am sure you are using a gym membership not more than once in a week and club membership not more than once in a month, you are probably spending money indiscriminately. Cancel all your memberships and see how much you have saved. 

Cancel Newspaper And Magazine Subscriptions


If you receive newspaper and magazines in your daily mail, but don’t read them often, make sure you have opted to cancel the subscriptions without giving it a second thought. 

If you really want the reading material, you can either go to the library or you can read them online as well.

With the advancement in the field of technology, lots of newspapers, news channels, and magazines have their online versions. So, it makes it easier to go through the latest news and gossips while you are on the go. 

Compare The Prices Of Electricity And Gas


Take some time out and find out are you really getting best deals on your electricity and gas? Today, there are numerous comparison websites where you can compare the prices, so make the utmost use of such websites.

Author Bio

Sophia Jones tries to live her life like the sun – setting her sights high and vowing to always rise up again. Always game for an adventure, Sophia loves widening readers and her own expectations of our vast, beautiful world. As a journalist, Sophia writes to inform. As a creative writer, Sophia strives to inspire. Overall, she hopes to captivate. She currently writes for sites like alwaysreview etc.



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